PV, Mit & Jeff
We get asked this question more than almost any other: "What does $50,000 actually get me?"
Projections assume full DRIP reinvestment at the targeted 15% annual return. Actual results may vary.
Fair question. Most investments give you a ticker symbol and a hope that the line goes up. Today we are going to break down exactly what a $50,000 investment in Foundation Capital looks like: what the math looks like over 5, 10, and 25 years, what you actually own, and what hits your account every single month.
No jargon. Just the numbers. Want to walk through this with us? Book a call
That is your targeted monthly distribution on a $50,000 investment. Not annually. Every single month. Deposited directly into your account on the 15th. $3,500 per year in cash flow alone, before any capital appreciation. And if you reinvest those distributions through our DRIP program, you get a 2% discount on every reinvested dollar.
This is where $50,000 with DRIP reinvestment at the targeted 15% annual return really starts to separate itself. Here is what the math looks like:
5 years
~$100,000
10 years
~$202,000
15 years
~$407,000
20 years
~$818,000
25 years
~$1,645,000
That is not a typo on the 25 year line. $50,000 turning into $1.6 million is what happens when compounding runs uninterrupted at 15% inside a tax sheltered account. This is the math that most people never see because they are too busy chasing quarterly returns.
When you invest $50,000 into Foundation Capital, you are not buying a single property. You are buying units in a diversified private real estate trust that owns 350+ apartment units across Southwestern Ontario, managed in house by our team.
Your capital sits across multi-family residential properties throughout Southwestern Ontario. Each building was acquired because it met our criteria: strong cap rates, stable tenant demand, and operational upside that our team can extract through hands on management.
Compare that to buying a rental property outright. $50,000 would not even cover a down payment on a single unit condo in most Ontario markets. Inside Foundation Capital, that same $50,000 gives you exposure to an entire portfolio of income producing real estate with zero mortgage obligations, zero tenant calls, and zero management headaches.
London, Ontario · CMHC Financing + GST Rebate Eligible
Government Grants + De-Risked Capital Stack
Targeted Returns: 24% to 27% Annualized
Foundation Capital targets a 15% total annual return, broken into two components:
7% annualized cash distributions
8% targeted capital appreciation
Distributions land on the 15th of every month. You can take them as cash or reinvest them through our DRIP program at a 2% discount. Reinvesting means every distribution buys more units at a lower price, which accelerates the compounding effect significantly over time.
Foundation Capital has met its targeted return every year since inception. Past performance does not guarantee future results, but it is the track record we have built and the standard we hold ourselves to.
This is the part that surprises most investors. Foundation Capital units are eligible to be held inside registered accounts:
TFSA Tax free growth. Tax free distributions. Tax free withdrawals.
RRSP Tax deferred compounding. Reduce your taxable income today.
RESP Build education savings faster with real estate backed returns.
LIRA Put locked in retirement capital to work at higher returns.
Cash / Non-Registered Open to all eligible investors.
Most investors do not realize private real estate can sit inside a TFSA or RRSP. That means the 15% targeted return compounds without the CRA taking a cut along the way. For long term wealth building, that tax shelter is the single most powerful accelerant available to Canadian investors.
Cash-Flowing Apartment Buildings · Southwestern Ontario
Targeted Total Return: ~15%
Distributions: 7% Annualized, Paid Monthly
"I maxed out my TFSA every year and had it sitting in index funds. When I learned I could hold a private REIT inside my TFSA and target 15%, I honestly couldn't believe it was an option. The team walked me through everything. It took about 2 weeks from my first call to my first investment. Really transparent process."
Catch the latest from PV, Mit, and Jeff. Portfolio updates, renovation pipeline progress, and what the April 30 closing means for investors looking to lock in before the next unit price change.
Curious about the DRIP math at a different investment amount? Want to know how distributions are calculated or what the process looks like to get started? Reply to this email. We answer the best questions every Thursday. Nothing is off limits.
To your success,
PV, Mit & Jeff
P.S. The April 30 closing is 15 days away. If you have been thinking about getting started or adding to your existing position, now is the time. A 30 minute call is all it takes to walk through the numbers at your investment amount. Just reply to this email and say "interested" and we will set everything up for you.
