PV, Mit & Jeff
Friday was a good reminder of how quickly things can shift. A single stock, Nvidia, slid 2.2% and dragged the entire S&P 500 into the red. Portfolios that looked great on Thursday morning didn't feel the same by Friday close.
We built for this market. Now it's arriving.
Meanwhile, our investors collected their monthly distribution. Same as last month. Same as the month before that. Because tenants pay rent regardless of what happens on Wall Street. There's no earnings call. No analyst downgrade. No single-stock dependency. Just people living in apartments, paying rent, and that rent flowing to you.
FCPRET delivers a fixed 7% annualized distribution, paid monthly, backed by a portfolio of multifamily residential properties in Ontario with sub-2% vacancy even after turnover. On a $250K investment, that's $17,500 in annual distributions deposited straight into your account. Add the targeted 8% appreciation component and you're looking at $20,000 in equity growth on top of that. $37,500 in total return on $250K in year one. Showing up like clockwork while the market does whatever the market does.
Cash-Flowing Apartment Buildings · Southwestern Ontario
Targeted Total Return: 12 to 15%
Distributions: 7% Annualized, Paid Monthly
While FCPRET is the steady hand in your portfolio, the Development Fund is where we manufacture equity. Wellington Tower is an $84 million purpose-built rental development backed by CMHC financing and government grants. The kind of project that only gets built when the fundamentals line up perfectly.
We opened this fund to 50 investors. 15 spots are already committed. That's not a marketing line. It's math. Once all 50 positions are filled, this round closes. There's no waitlist. There's no second tranche at the same terms.
The thesis is straightforward: Canada's housing shortage isn't going away. The government is actively incentivizing purpose-built rentals because the crisis demands it. We're building into that tailwind with institutional-grade financing, and investors in this fund are positioned to capture the equity creation from Day 1 of construction through stabilization.
Targeted returns sit at 24% to 27% annualized over a 4-year horizon. If you've been watching from the sidelines, this is worth a conversation before the remaining spots are spoken for.
Purpose-Built Rentals · Build-to-Core, 4-Year Horizon
CMHC Financing + Government Grants (De-Risked)
Targeted Returns: 24% to 27% Annualized
✅ 35 of 50 investor spots remaining
👀 What We're Watching
Analysts are flagging single-stock concentration risk as the next systemic issue for retirement portfolios. We're watching how this rotation out of mega-cap tech plays out, and what it means for investors looking to diversify into real assets. More this week.
Two vehicles. One thesis. Whether you're looking for growth through development or stability through cash-flowing assets, we've built the infrastructure to put your capital to work in Canada's most essential asset class.
To your success,
PV, Mit & Jeff
P.S. We started with 50 spots in the Development Fund. We're down to 35. If you've been thinking about Wellington Tower, grab a time to chat this week before more positions close out.
