Subscribe to FCPRET between now and Canada Day (July 1) and we add 2% bonus units to your position. On a $100K subscription, that is $2,000 of additional units. Plus those bonus units earn the same 7% monthly distributions and 8% appreciation as the rest. Math below.
PV, Mit & Jeff
The FCPRET Canada Day promo is the simplest deal we have ever offered. Subscribe before July 1 and we add 2% bonus units to your position. Here is exactly what that means on different commitment sizes.
Most of our recent emails have been about the two larger raises, Wellington Towers and the new affordable housing fund. Today we are pulling focus back to the simplest decision in your portfolio: FCPRET, our stabilized private real estate trust, with a Canada Day promo attached to it.
Subscribe to FCPRET between now and July 1 and we add 2% bonus units to your position at no additional cost. Same unit price. Same monthly distributions. Same eligibility for RRSP, TFSA, RESP, LIRA, and cash. Just more units on your statement.
The catch is the deadline. The promo ends on Canada Day. After July 1, the same subscription gives you the units you paid for. Nothing extra. Five weeks of runway is enough time to make a thoughtful decision. It is not enough time to wait.
FCPRET's current unit price is $13.40. Here is exactly how many extra units the 2% bonus adds at common subscription sizes.
A 2% rebate at a bank disappears the day it lands in your account. Bonus units do not. They sit inside FCPRET and earn the same return as the rest of your position. That is 7% targeted in monthly cash distributions and 8% targeted in annual unit price appreciation. The 2% is a one time gift. The compounding on top of it is the actual value.
On a $100,000 subscription, the $2,000 of bonus units generates around $140 a year in distributions from day one. Compounded over a five year hold at FCPRET's 15% targeted total return, those bonus units carry forward as material additional value. Multiply that by the size of your subscription.
The 2% is the nudge. The fund is the reason. So let us spend a minute on what you actually own when you subscribe to a unit of FCPRET, because the value of the bonus only matters if the asset behind it is sound.
FCPRET owns eight stabilized multi family apartment buildings in southwestern Ontario, in cities like London, Ingersoll, and Chatham. These are not blueprints. They are not pre construction promises. They are full, leased, cash flowing buildings with hundreds of tenants paying rent the first of every month. Your monthly distribution comes out of the same envelope.
Rent collected from every building goes into the trust. Operating expenses (property management, maintenance, insurance, utilities) come out first. Mortgage payments come next. What is left is net operating income, and that is what funds the targeted 7% annualized distribution paid monthly to unit holders. No leverage tricks. No financial engineering. Tenants pay rent. The trust pays you.
The other 8% of the targeted total return is unit price appreciation, and this is the piece most investors do not realize is unusually disciplined inside FCPRET. The unit price is reviewed and updated quarterly based on actual net operating income changes across the portfolio, not on speculation about where the market is heading. MNP LLP audits the fund annually as an additional verification layer. You can see the trail.
Recessions are when stock portfolios get cut in half, condo developers stop showing up for closings, and GICs underperform inflation. The one thing that does not change is that people still need somewhere to live. Workforce apartment buildings in mid sized Canadian cities are one of the most recession resistant assets in the public or private market. The rent cheque clears on the first regardless of what the headlines look like.
This is the most important sentence in this email and we do not say it lightly. Every single year since the fund was launched, FCPRET has hit the 15% targeted total return. Through rate hikes, rate cuts, pandemics, recessions, and political churn. The structure works because the underlying buildings keep doing what apartment buildings do. Collect rent. Cover expenses. Pay distributions. Repeat.
Stabilized Multi Family Buildings · Southwestern Ontario
$10K Minimum · RRSP / TFSA / RESP / LIRA Eligible
Targeted Return: 15% Annualized (7% cash + 8% appreciation)
Subscribe by Canada Day for +2% bonus units
1. New investors: subscribe through the Equivesto portal below. Suitability and onboarding takes about 20 minutes. Subscription must be completed by July 1 to qualify for the bonus.
2. Existing investors topping up: log in to Equivesto and add to your position. Same bonus applies to all new subscriptions, including additions to existing accounts.
3. Want a walkthrough first? Book a 30 minute call. We will run through the math, the building portfolio, and the registered account options. Then you subscribe.
Wellington Towers (Dev Fund II) Tranche 1 is still open this week at the 24% targeted return for accredited and existing FC investors. Foundation Affordable Housing Fund I just launched Friday for accredited investors and is open as long as it takes to do this right. Reply to this email if either fits and we will send the deck.
To your success,
PV, Mit & Jeff
P.S. The 2% bonus is the same whether you subscribe $10,000 on the first day or $250,000 on the last. The compounding on bonus units is real either way. The deadline is July 1, 2026. Subscribe through the portal link above, or reply FCPRET if you want one of us to walk you through it on a call this week.
